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  Banking Conditions     

 

APPLIED BANKING CONDITIONS (Tunisian Central Bank Circular BCT 2001-14 dated July 26 2001)
OPERATION BASE RATES*
CREDITING CONDITIONS
Time Deposit Account and Cash Vouchers    
     - in Tunisian Dinars   Negotiable
     - in other currencies   Negotiable
DEBITING CONDITIONS
Consumer credit   TMM+5
Other short term credit   TMM+5
Mortgage    
     - medium terme   TMM+4
     - short term   TMM+4
Other medium and long term credit   TMM+4
Leasing    
     - transferable   TMM+6
     - non transferable   TMM+6
Financing in hard currency    
     - credit for the mobilization of a claim   TB+5
     - other financing in hard currency   TB+4
BANKING OPERATIONS
Bills for collection bill TD.2,5
Discounted Bills bill TD.2,5
Bill Settlement bill TD.2
Handed Over bills for protest bill TD.10
Account Maintenance    
     - Checking Account Account TD.5 /Trim
     - Current Account Account TD.10 /Trim
     - Savings Account Account Franco
Cashing Checks    
     - check, drawn in Tunisia Check TD.0,3
     - check, drawn outside Tunisia Amount TD.40
Debit Cards    
     - National Card TD.30
     - International Card TD.120
Check Certification Check TD.2
Recuperating fees for returned checks Check TD.70/ ANR
Transfers, emitted    
     - in Tunisia Transfer TD.1
     - Overseas Amount 1,25(*)
Transfers, received    
     - in Tunisia Transfer TD.0,5
     - Overseas Amount 1,25(*)
Inheritance Settlement Heir DT.20
Researching archives for documents requested by clients Document DT.3 /page

* Rates are net of taxes
With : TMM, Average Monthly Rate of the Money Market ; TB, Money Base Rate

(*) Min TD.25 and max TD.300

 
Crédits pour particuliers
Exchange Rates
 Euro € ( 1 ) 2,4600   
 USD $ ( 1 ) 2,2616   
 JPY ¥  ( 1000 ) 21,6600   
 CHF  ( 10 ) 22,7510   
 AED  ( 10 ) 6,1577   
 
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